iTax Advance Online

iTax Advance online offers alternatives to traditional bank loans, storefront lenders or tax preparation services. We know that there is no way to plan for an emergency, and therefore we offer access to lenders with much more lenient lending guidelines for hardworking people that have found themselves in trouble that they could have never predicted or avoided or just simply would like to get their tax refund sooner. We believe that everyone should be able to get their refund in their hands much faster and not be reqired to give up an arm and a leg just to make that happen, and we all deserve our refund sooner and for less. We also believe that one size does not fit all people or all situations and therefore we also offer a choice of loan options.

We provide access to the low cost tax refund loan services as well as other services that people want and need and that won't bury them in financial debt. Plain and simple, we offer real financial solutions by providing access to the right loan options, not those that would saddle you with overwhelming fees.

Very popular loans during the tax season are our tax refund loans. If you're expecting a refund from the IRS this year then we invite you to apply. A tax refund loan is sometimes called a tax refund anticipation loan, tax loan, tax return loan or income tax loan but no matter what you call it you can get your refund much much faster by simply applying online at iTaxAdvance.com.

Some people need funds faster then the next business morning that is offered with our standard tax refund loans and are willing to pay a little extra to get the money they need today instead of tomorrow and therefore perfer our tax refund anticipation loans in 1 hour. That is a legitimate need and here is exactly where you would find our Tax Refund Anticipation Loans in 1 Hour

For some, a long time to pay the loan would fit their budget better and would therefore prefer our tax refund installment loans. To them we would say, check out our Tax Refund Intallment Lenders

There are always people who need money but want the time to pay it back and know that once it is paid back would like the flexibility to borrow the money again in the future but without the need to go through yet another approval process. So for them, our Tax Refund Line of Credit would be their best option. If that describes you then you should check out our featured Tax Refund Line of Credit lender.

The standard tax refund anticipation loan option has always been available to those who don't need the money within 1 hour, need to repay in installmets or feel they would need to borrow the money again in the future. For them they find standard Tax Refund Loans gets them the cash they are looking for soon enough. So, if that works best for them we say here is our standard Tax Refund Loan application.

What are Tax Refund Loans?

The easiest way to describe what we offer is to think of our loans as an advance on your income tax refund. Lenders know you'll have the money in a week or two and instead of requiring you to provide copies of your private tax return documents prefer to instead use your income as your good credit, even though this is a tax refund loan. It can sometimes be hard to get by while waiting on your tax refund and therefore turn to us to get their refund back much sooner. We can provide you with up to $1000 of your refund right into your bank account by the next business morning and even sooner when you select the tax refund anticipation loans in 1 hour. The loan terms may differ from state to state, but are always generous enough to allow ample repayment time, and plenty of cash to take care of whatever is causing you to need your refund back much sooner. The loan amount requested is flexible as well, allowing you to ask only for what you need, not some predetermined set amount that might be more than you could afford if your refund does not arrive at all for some unknown reason.

The Simplest Qualification Requirements

The requirements for receiving a tax refund anticipation loan are very straightforward. First, you must be a legal adult of age 18 or older and have a bank account in good standing. You will also need an email address and a working phone number and you may need proof of your income, like a paycheck stub. This may be required because we use your income to qualify you for the loan so we won't need copies of your tax documents and as a way to protect you in case your refund is late or kept by the IRS for some reason.

Easier Access to Great Loan Options

Traditional banking institutions are the ones that back the loans provided by the tax preparation services that often times have provided tax refunt loans in the past. However, this year, due to the credit crunch, many will find that these backing banks are not as willing to provide these loans to nearly as many tax payers Many people will find that they pay hundreds for the tax preparation services and are then denied a tax refund anticipation loan, which itself comes with it's own cost from these companies when they do provide them. Too often, the loans provided by the banks that back the tax preparation companies contribute to the average family's financial hardship by adding fee after fee. Unlike iTaxAdvance.com, a standard bank will never approve you for a tax refund loan instantly and get you the funds you need into your bank account in as little as 1 hour to 24 hours. A standard bank is not designed to help the average family, let alone those who are struggling with a hardship and need their tax refund now. Even once-healthy savings accounts have been devastated by unemployment, illness or unforeseen car repairs. Life just doesn't happen according to a predictable schedule. Tax Advance Services like iTax Advance do serve a purpose and can help ease the blow by getting you at least part of your income tax refund back early when your caught between a bill and an empty bank account.

Fast and Convenient Tax Advance Loan Services

It has never been more convenient to have access to quick cash than through our Tax Advance Service. Since all our services are online, money can be electronically deposited into your checking account within 1 to 24 hour of approval. Our online loan application is quick to fill out and easy to understand, just a few quick questions, your income and identity will be verified and the cash is yours. There are some rare cases, where for verification purposes; your lender may require you to provide additional information. We believe in keeping things simple and easy. Unlike credit cards, which charge interest on top of interest again and again, you can pay the balance of your loan off as soon as you get your next paycheck or two, so you won't be in debt for years and years from making a minimum payment on a large debt. After all an income tax refund can be an opportunity for some to pay off those high interest credit cards not increase their balances.

No Pressure Approach

Nothing could be less pressure then an simple and easy application process with an immediate approval notification to truly makes our Tax Advance Loan service a convenient solution for many. The Federal Truth in Lending Act ensures that all online tax refund anticipation lenders disclose all rates or fees before requireing you to sign the loan document, so you can proceed with confidence, knowing your rights are protected. It costs nothing for you to apply for a tax refund loan and look at the rate and terms on the loan document. Once you see the cost and terms of the tax refund loan on the tax refund loan document you can choose to sign or not to sign at that point. Until you actually e-sign a tax refund loan contract, you are not under any obligation to continue the loan process and you have lost nothing. Carefully reading any lender provided terms, can certainly help you learn about the online tax refund loan process. We don't have to tell you, but being able to make an informed decision, especially when your finances are involved, is extremely important.

Control your Debt Instead of Letting your Debt Control You

Every day that car needs fixed and can't get you to work, bank fees pile up or that unpaid bill gains interest is more money out of your pocket. Situations like these can lead to even more debt, forcing charges on a credit card with an even higher interest rate then a short term tax refund loan or missing more work while waiting for your refund to arrive so you can handle needed car repairs. It can quickly and easily become an out of control situation that ends up costing you your entire tax refund and possibly more. Choosing the right tax advance service and the right tax refund loan can help you avoid those situations, by providing a quick cash infusion that can be easily paid back with your income tax refund or next few paychecks. It's like answered prayers for your bank account: tax advance lenders get things moving so you can continue on your own without worry.

It's up to you to Borrow Responsibly

Even the most responsible and budget minded person can find themselves in over their heads financially sometimes. That's why it's so important to be responsible with your money and even more careful when it comes to short-term tax refund loans. When choosing a tax advance loan service, be sure to only apply for an amount that fits into your budget and that's easy for you to pay back with your next couple of paychecks, just in case your refund fails to arrive or arrives much later then expected. Failing to be able to pay back your tax refund anticipation loan on time can lead to high interest rates, late fees, and even more debt. Defaulting on a Tax Advance Loan can make it impossible to get loans in the future so you should always work with your lender if you run into trouble with receiving your income tax refund or for other reasons when paying back the loan. Unpaid bills end up going to collection agencies, which can have a severe negative impact on your credit rating. As you know, poor credit can prevent you from being approved for car loans or a mortgage later when your financial situation improves.

Alternatively, repaying a tax refund loan on time and in full can actually benefit your credit by improving your overall rating. This can also be true if the tax refund loan is used to pay another bill that could have negative effects on your credit score, such as making late payments on a credit card company or car loan.

Our fast, convenient and flexible tax refund loan service might just be what you're looking for, and if it is, we're ready to help!

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Tax Refund Loan - Services

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iTax Advance is an online lender that provides safe online tax refund loans for consumers who have their paycheck deposited into a checking or savings account. You can apply right here online. We collect information about your bank account details, as well as employment details, and we keep all data confidential. We only use it to process your online tax advance loan. Your information is always safe when you apply for iTax Advance Online Loans.

Through encryption and high levels of data security, we protect you and we keep your information safe. Our systems have been developed to guard against identity theft. We understand how valuable your personal details are: your social security number, bank account number, address and phone numbers, etc.

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What is a Tax Advance?

Tax Advances are also commonly referred to as Refund Anticipation Loans, Income Tax Return Loans, Income Tax Advances or Income Tax Loans among others terms.

Loan Terms: iTax Advance works with many lenders and does it’s very best to match you with the lender with the best loan terms based on the information you provide on the application. All repayment terms are provided by the lender and therefore all questions concerning loan terms should be addressed directly with the lender you are matched with.

Tax Filing: iTax Advance or its lenders do not file your taxes for you, do not receive your tax refund and does not request copies of your tax returns. Do to the potential of the IRS either keeping or delaying your tax refund we place the repayment of the loan to be due on your payday. Further, since we do not file your taxes or know for certain the amount you will be refunded from the IRS, we must base your Refund Anticipation Loan amount on your income and cap the maximum loan amount at $1000.00. Need to file your taxes, then try https://www.taxact.com/index.asp where you can file a simple tax return for free. They also have a max refund pledge.

Bank Account Required: In order to receive a loan you must have a bank account where the Refund Anticipation Loan can be deposited and repayment drawn from. In most cases the loan will be direct deposited into your bank account by the next business day and repayment will be auto drafted from the same bank account. We want you to be aware of this so you deposit enough of your refund into your bank account to cover the loan and fees. If you wish to request to renew, extend or refinance your loan then you must contact the lender who will be there to assist you. A loan renewal, extension or refinance will most likely result in additional fees, charges or interest which you should discuss with your lender.

iTax Advance provides online tax advance services of one type or another in almost all 50 states. However, some states only allow for issuing of refund installment loans or refund lines of credit.

All Income Tax Advance lenders act as a credit service organization or credit access businesses (CSO/CAB) in Texas and are not the lender - loans there are made by third-party lenders in accordance with Texas Law.

This is an invitation to submit a tax advance application, not an offer to make a tax advance loan. No person applying is guaranteed to receive either a tax advance loan, tax refund loan in 1 hour, tax refund installment loan or tax refund line of credit or any other type of loan.