Don’t Make These Mistakes When Applying for an Income Tax Loan
No matter what time of year it is, an Income Tax Loan can provide you with the money you need and fast. Whether you’re looking to pay a bill or use it for extra cash on your vacation, these loans can be the answer. The application is easy and free to fill out, but one simple mistake can cause complications in the approval process. That is why it is important that you review your application to make sure everything you enter is correct. Here are a few of the most common errors made:
1. Verify Your Bank Information When Applying for an Income Tax Loan
Your bank account information can be one of the most important pieces of information you give on an Income Tax Loan application. Since this information includes a lot of numbers, it can be too easy to enter the wrong number or transpose numbers accidently. It is extremely important to double check these numbers due to the risk of them being wrong. If for some reason the information was wrong, our lenders may refuse to approve you because they may think that it’s a fraudulent application. One of the easiest ways to verify this information is using one of your checks that include all these numbers at the bottom. Also, remember routing numbers are regularly 9 digits.
2. No Symbols on IDs Needed For an Income Tax Loan
All states have driver’s license numbers that are a little different. Some driver’s license numbers include letters and others include symbols. For instance, California and Colorado are states that have special characters in their driver’s license numbers. No matter the case, when applying for an Income Tax Loan make sure to only enter the numbers and letters on your driver’s license. Leave out any extra symbols or characters.
3. Review Pay Date on Your Income Tax Loan
Since an Income Tax Loan can be taken out all year, our lenders use your income amount to determine the amount of loan you are qualified for. With that in mind, you will need to provide your pay dates on the application. Keep in mind that your pay dates must be correct and cannot fall on weekends or holidays. Usually if you paid day falls on a holiday, you get paid the day before or after. So make sure to review your pay dates when applying.
Related Article: Basics of an Online Refund Anticipation Loan
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