2018 Tax Refund Loan Gets You Cash Faster
Tax season is always an exciting time because it’s almost like you get a cash bonus to start off the New Year. It doesn’t matter how rich or how poor you are, we all could use the extra cash we are owed from overpaying taxes. What is not exciting about the tax season is waiting to get your hands on that cash. There are many suggestions offered by many different credible sources that are aimed at helping people get their taxes filed faster so that they can get their refund check faster. Basically, it boils down to staying organized throughout the year and making sure you have all of the documents and other paper work in order for tax filing, as well as having a checking account with direct deposit, to get a faster refund. You can learn more about how having a bank account can get you a faster tax refund at IRS.gov . However, you may find yourself in a situation where you need money even faster! Have you ever considered taking out a loan while you wait on your tax refund? A 2018 Tax Refund Loan is a great way to get cash faster to take care of those financial emergencies. To learn more about this type of loan, please keep reading the sections below or visit www.iTaxAdvance.com, today!
What is a 2018 Tax Refund Loan?
A 2018 Tax Refund Loan is a loan product that is similar to personal loans. These loans are designed to help people with sub-par credit get access to money to help ease the burden of short-term debt. The loan amounts can range from $100 to $1,000 and typically have a shorter payoff schedule (pay off schedule can range anywhere from 1 week to 30 days, depending on the lender) than other types of loans. Applying and approval for these loans are done completely online, making them a faster short-term loan option. Since these are unlike traditional loan products, tax loans can be easier to be approved for. The lenders we work with use a different set of criteria when determining an applicant’s creditworthiness. Some of the basic criteria our lenders often base loan decisions include:
- A valid government-issued ID (drivers license)
- A verifiable source of income ($1,200 monthly minimum)
- A valid social security number (must be U.S. citizen)
- Be at least 18 years or older
- Not have any similar loans outstanding
- Not be an active member, spouse or dependent of the military
Please keep in mind that having all of the basic criteria listed above does NOT guarantee that your 2018 Tax Refund Loan request will be approved. Also, we always encourage our applicants to borrow responsibly. Please use caution and extra careful consideration of your individual financial situation to determine if this tax loan is right for you. If you know that you cannot afford to repay the loan according to the lender’s terms, then please do not accept the loan.
How a 2018 Tax Refund Loan Works
A 2018 Tax Refund Loan works just like a traditional sort-term loan. They are structured to take care of short-term debt that can arise in between pay periods. Like short-term loans, a tax refund loan is much easier to get and have a shorter payoff period. You do not have to file you taxes to be approved for this loan; nor, do we file your taxes for you. A tax refund loan can be based on a portion of your estimated tax return, if it is tax season, or your monthly income during times outside of the tax season. For example, let’s assume you need $100 – $1,000 for an emergency expense now, but you don’t expect to receive your tax return or next pay check until the following week. You can apply to receive the $100 – $1,000 now and repay the loan whenever you get your tax refund from the IRS or your next pay check, whichever comes first. All of our lenders are ready to process your request and they will be sure to disclose the terms of the loan before you accept it. Should you decide that the offered loan is not your best option for fast cash, then you do not have to accept the loan and there is absolutely no fee for applying!
More 2018 Tax Refund Loan Reading Options:
If you enjoyed this article on 2018 Tax Refund Loans, perhaps you would enjoy reading about a 2017 Tax Refund Loan from AmericashAdvanced.net?
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