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Tax Advances are also commonly referred to as Refund Anticipation Loans, Income Tax Return Loans, Income Tax Advances or Income Tax Loans among others terms.
Loan Terms: iTax Advance works with many lenders and does it’s very best to match you with the lender with the best loan terms based on the information you provide on the application. All repayment terms are provided by the lender and therefore all questions concerning loan terms should be addressed directly with the lender you are matched with.
Tax Filing: iTax Advance or its lenders do not file your taxes for you, do not receive your tax refund and does not request copies of your tax returns. Do to the potential of the IRS either keeping or delaying your tax refund we place the repayment of the loan to be due on your payday. Further, since we do not file your taxes or know for certain the amount you will be refunded from the IRS, we must base your Refund Anticipation Loan amount on your income and cap the maximum loan amount at $1000.00. Need to file your taxes, then try https://www.taxact.com/index.asp where you can file a simple tax return for free. They also have a max refund pledge.
Bank Account Required: In order to receive a loan you must have a bank account where the Refund Anticipation Loan can be deposited and repayment drawn from. In most cases the loan will be direct deposited into your bank account by the next business day and repayment will be auto drafted from the same bank account. We want you to be aware of this so you deposit enough of your refund into your bank account to cover the loan and fees. If you wish to request to renew, extend or refinance your loan then you must contact the lender who will be there to assist you. A loan renewal, extension or refinance will most likely result in additional fees, charges or interest which you should discuss with your lender.
iTax Advance provides online tax advance services of one type or another in almost all 50 states. However, some states only allow for issuing of refund installment loans or refund lines of credit.
All Income Tax Advance lenders act as a credit service organization or credit access businesses (CSO/CAB) in Texas and are not the lender - loans there are made by third-party lenders in accordance with Texas Law.
This is an invitation to submit a tax advance application, not an offer to make a tax advance loan. No person applying is guaranteed to receive either a tax advance loan, tax refund loan in 1 hour, tax refund installment loan or tax refund line of credit or any other type of loan.
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